Why is Etsy holding my money?

Etsy can hold part of a new shop's money in a payment reserve — commonly up to 30% of a sale for up to 45 days — and deposits arrive on a schedule either way. Drop your Deposits CSV below and see exactly where your money is. The file is read in your browser and never uploaded.

Drop your Etsy Deposits CSV here — or click to choose

Shop Manager → Settings → Options → Download Data → Deposits

What you'll see (example)

Reached your bank (4 deposits)$767.50

On its way (sent or pending)$74.35

≈ $116.20hasn't left Etsy yet — usually deposit timing, or the new-seller reserve.

Drop your own Deposits file above to see your real numbers — it takes about ten seconds.

Want the whole picture? Your full pay stub — every fee itemized, what your hands earned per hour, and the one price worth changing — takes about a minute. Free.

See your real pay stub

THE TERM “ETSY” IS A TRADEMARK OF ETSY, INC. THIS APPLICATION USES THE ETSY API BUT IS NOT ENDORSED OR CERTIFIED BY ETSY, INC. · INFORMATIONAL ONLY, NOT FINANCIAL ADVICE